Mortgages for Spanish rentals, made easy.

Finance your rental properties up to 60% LTV. Apply in minutes, and receive fast approval with no hidden fees.

Apply for mortgage

Receiving funding shouldn't take long

From application to funding in just 7 days.

Monday

Submit application

Tuesday

Receive indicative offer

Friday

Get binding offer

Next Monday

Funds ready for closing

Start your application
Professional landlord consultation

Why landlords partner with us

Competitive loan rates

Access up to 60% LTV with competitive rates designed for serious rental property investors. Our financing solutions help maximize your portfolio returns while keeping costs predictable.

Fast and simple process

No income verification or employment checks required. Our streamlined digital platform automates the entire approval process, getting you funded in days instead of weeks.

Flexibility and support

Multiple loan structures tailored to your investment strategy, backed by a dedicated team of specialists who understand the Spanish rental market and your growth objectives.

Start your application

Calculate your financing

See how much you can borrow and what your monthly payments will be

Example calculation for a €300,000 property with €2,500 monthly rental income:

Loan Amount (60% LTV)

€180,000

Current Interest Rate

4.5%

View all rates

Monthly Interest Cost

€675

Enter your property details above to calculate your specific financing terms

Client testimonial

"SodaBrothers made financing my rental property portfolio incredibly straightforward. Their 60% LTV terms and quick approval process allowed me to expand from 3 to 7 properties in just 18 months. The team understands the Spanish market perfectly."

— Javier Fernández, Portfolio of 7 properties

No matter where you are in your investing journey

Whether it's your first investment property or your hundredth, you deserve a financing experience that's fast and tailored to your goals.

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Emerging Investors

Emerging Investors

Custom solutions designed to support the growth of new real estate investors starting their portfolio journey.

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Pro Investors

Pro Investors

Premiere solutions for experienced investors scaling their business with streamlined financing and portfolio management.

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High-Volume Investors

High-Volume Investors

Unparalleled solutions customized to the unique needs of large-scale investors managing extensive property portfolios.

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Frequently asked questions

Everything you need to know about our BTL mortgage products

We offer financing up to 60% LTV for rental properties in Spain. This means if your property is valued at €300,000, you can borrow up to €180,000.

Our streamlined digital process allows for approval in as little as 7 days. You can submit your application on Monday, receive an indicative offer by Tuesday, get a binding offer by Friday, and have funds ready for closing the following Monday.

No, we don't require traditional income verification or employment checks. Our evaluation focuses on the rental income potential of the property and your existing portfolio performance.

We finance residential rental properties in Spain for commercial landlords. Properties must be suitable for long-term rental and meet our valuation criteria. Both urban apartments and residential houses qualify.

Our competitive rates start from 3.8% for established portfolios with strong rental income. Rates vary based on LTV ratio, property location, and rental yield. Contact us for a personalized quote based on your specific situation.

Yes, we offer refinancing options for commercial landlords looking to optimize their portfolio. Our refinancing products can help you access better rates or release equity for further investments.

Still have questions?

Contact our support team

Spain's specialized mortgage provider

SodaBrothers has financed over €182m in mortgages across Spainish cities. Our 60% LTV products offer competitive rates starting from 3.8% with fast approval for established portfolios.

Expand your rental portfolio with financing designed specifically for professional landlords.

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